The API endpoints described here allow a Card Based Payment Instrument Issuer ('CBPII') to:
Register an intent to confirm funds by creating an "funds confirmation consent" resource with an ASPSP, for agreement between the PSU and ASPSP. This consent is a long lived consent, and contains the length of time (expiration date) the customer (PSU) would like to provide to the CBPII; and
Subsequently make a request to confirm funds are available.
Funds can only be confirmed against the currency of the account.
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This API is developed according to the Open Banking Read/Write API Specifications, see https://www.openbanking.org.uk
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API Information
Title
Confirmation of Funds V3 Sandbox
Protocol
TLS-MA
Open Banking Specification Version
3.1
Access
Free to use but subscription is required
Key Features:
Registration of consent to allow CBPII to make requests for funds confirmation
Processing of requests to confirm funds are available
Process requests for revocation of a previously registered consent
This API, provides the ability for approved/authorised account information providers (AISPs) to access a customer’s (payment service user, PSU) account and transaction information for domestic business current accounts (BCAs) and personal current accounts (PCAs), only when the PSU grants consent. This API is developed according to the Open Banking Read/Write API Specifications, see
https://www.openbanking.org.uk
<br>
API Information
Title
Account and Transactions V3 Sandbox
Protocol
TLS-MA
Open Banking Specification Version
3.1
Access
Free to use but subscription is required
Key Features:
Transaction details: transactions in and out, description
Account details: Account Type and Account Subtype, overdraft information
Saved payees
Recurring payments
Product Details: Credit Interest rates, overdraft fees and charges and other fees and charges
New in ths version:
New end points added for
Offers
Party
Scheduled Payments
Statements
Product scope increased to include
All GBP and non GBP banking and savings accounts
Cahoot Accounts
Corporate accounts regardless of turnover
Credit Card (for the Offers end points only)
Account Details: Servicer Name and Identification added
This API is for confirmation of payee inbound. This API will provide the Pay.UK defined response for name matching on a received name with the banks stored name on the provided account details (Account Number + Sortcode) for both retail and business.
This API, provides the ability for approved/authorised account information providers (AISPs) to access a customer’s (payment service user, PSU) account and transaction information for domestic business current accounts (BCAs) and personal current accounts (PCAs), only when the PSU grants consent. This API is developed according to the Open Banking Read/Write API Specifications, see
https://www.openbanking.org.uk
<br>
API Information
Title
Account and Transactions V3 Sandbox
Protocol
TLS-MA
Open Banking Specification Version
3.1
Access
Free to use but subscription is required
Key Features:
Transaction details: transactions in and out, description
Account details: Account Type and Account Subtype, overdraft information
Saved payees
Recurring payments
Product Details: Credit Interest rates, overdraft fees and charges and other fees and charges
New in ths version:
New end points added for
Offers
Party
Scheduled Payments
Statements
Product scope increased to include
All GBP and non GBP banking and savings accounts
Cahoot Accounts
Corporate accounts regardless of turnover
Credit Card (for the Offers end points only)
Account Details: Servicer Name and Identification added
