Terms of Use
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<h3 style="text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><b><span style="font-size:10.0pt"><span style="font-family:"Times New Roman",serif"><span style="color:black">PLEASE READ THESE TERMS CAREFULLY BEFORE REGISTERING TO ACCESS THE SANTANDER DEVELOPER PORTAL</span></span></span></b><b><span style="font-size:10.0pt"><span style="font-family:"Times New Roman",serif"><span style="color:black">. THEY FORM A LEGALLY BINDING AGREEMENT BETWEEN YOU AND US.</span></span></span></b></span></span></span></span></h3><p style="text-align: justify; margin-bottom: 11px;"> </p><p style="text-align: justify; margin-bottom: 11px;"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">These terms of use explain how you may access and use the Santander’s open application programme interface (“<b>Open API</b>”) via our developer portal (known hereafter as the <b>“Santander Developer Portal”</b>) for developing products to allow you to provide account information and payment initiation services in accordance with the Payment Services Directive 2017 (“<b>PSD2</b>”).</span></span></span></p><p style="text-align:justify; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">The terms set out below and in the privacy statement at <b><a href="https://developer.santander.co.uk/sanuk/external/privacy" style="color:#fc4c02; text-decoration:none">https://developer.santander.co.uk/sanuk/external/privacy</a></b> (together the “<b>Agreement</b>”) are effective as of the date you (“<b>you</b>”) click to accept this Agreement (the "<b>Effective Date</b>"). If you are accepting in this way, you represent and warrant that: (i) you are 18 years of age or older; (ii) you have full legal authority to enter into this Agreement; (iii) you have read and understand this Agreement; (iv) you understand the Open API and Santander Developer Portal are for business use by developers and are not targeted at consumers; and (v) you agree to the terms of this Agreement. Otherwise, please do not click to accept. This Agreement govern your access to and use of the Open API and the Santander Developer Portal<span style="line-height:107%"><span style="color:black">. You are also responsible for ensuring that all corporate or natural persons who use the Open APIs and access the Santander Developer Portal through your internet connection are aware of the terms of this Agreement and other applicable terms and conditions, and that they comply with them</span></span><span style="font-size:10.0pt"><span style="line-height:107%"><span style="font-family:serif"><span style="color:black">.</span></span></span></span></span></span></span></p><p style="text-align:justify; margin-bottom:11px"> </p><ol><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Who we are and how to contact us</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">In this Agreement, “Santander” or “we”, means Santander UK plc, registered in England and Wales under company number 2294747. Our registered offices are located at 2 Triton Square, Regent’s Place, London, NW1 3AN. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="2"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We may make changes to this Agreement</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We may make amendments to this Agreement from time to time and you agree to be bound by such amendments. Every time you wish to use the Santander Developer Portal, you agree to check this Agreement to ensure you understand the terms that apply at that time. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="3"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We may make changes to the Open API </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We may in our sole discretion make updates and modifications to the Open API. We may notify you of specific modifications to the Open API, including new versions, by posting information regarding those modifications on the Santander Developer Portal. A modification is deemed accepted by you when you use the revised Open API or when you next login to the Santander Developer Portal (whichever is earlier) after the modification has been made. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="4"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Suspension of Services </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">The Open API and Santander Developer Portal are made available free of charge. We do not guarantee that the Open API and Santander Developer Portal, will always be available or be uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of it at any time for business, operational, or any other reason. We will try to give you reasonable notice of any suspension or withdrawal. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="5"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>You must keep your account and contact email details safe</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any term of this Agreement, or if you use the Open API or the Santander Developer Portal in any way that causes or may cause harm to Santander or another person, or for any other reason we deem appropriate, at our sole discretion. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at <b>openbankingAPI@santander.co.uk</b>. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="6"><li style="text-align:justify"><h4><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><b><u>How you may use material in the Santander Developer Portal</u></b></span></span></span></span></h4></li></ol><p style="margin-left: 72px; text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We or our licensors are the owner of all copyright and other intellectual property rights of the Open API. We reserve all rights in and to both the open API and Santander Developer Portal. You must not place or create any liens, claims or encumbrances on the Santander Developer Portal or Open API. </span></span></span></span></span></span></p><p> </p><ol start="7"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Open API Licence </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Subject to this Agreement, we grant you a non-exclusive, royalty free, non-sub-licensable, revocable licence to use the Open API and Santander Developer Portal for the sole purpose of: (a) accessing and logging into the Open Bank API Exchange; and (b) using the Open APIs to develop and test applications (the <b>“Open API Licence”</b>). </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Except as permitted under your API Licence, you cannot (and shall not permit any third party to) copy, adapt, reverse engineer, decompile, disassemble, modify, adapt or make error corrections to the Santander Developer Portal and/or Open API in whole or in part. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="8"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Permitted Use</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Payment account information accessed in accordance with clause 7 of this Agreement can be reviewed as frequently as reasonably required, without the customer being present, provided you have agreed this with the customer.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="9"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Premium APIs </u></b></span></span></span></h4></li></ol><p style="margin-left: 72px; text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Santander reserves the right to introduce future API’s beyond the functionality of the Open API (a “Premium API”). Charges and access for these Premium API’s are not covered under this Agreement and will form the basis for future commercial discussions between the parties. </span></span></span></span></span></span></p><p> </p><ol start="10"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>No warranties, no back up and no responsibility for your use of the Open API or the Santander Developer Portal </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Except as expressly set out in this Agreement, Santander makes no warranties or assurances about the Open API or Santander Developer Portal. For example, we do not make any commitments about their reliability, availability, or ability to meet your needs or that they are free from errors or omissions. We provide the Open API and Santander Developer Portal “as-is” and you use it at your own risk. To the extent permitted by law, we exclude all warranties, guarantees, conditions, representations, and undertakings. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="11"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We are not responsible for websites we link to</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">When the Santander Developer Portal contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you obtain from them. We have no control over the contents of those sites or resources. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="12"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Your commitment to Santander </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121"> You warrant and represent that:</span></span></span></span></span></span></p><ol><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">All information provided does not contain viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">All information you give us in connection with your access to the Santander Developer Portal and Open API is accurate, correct and up-to-date; </span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not be defamatory of any person;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not promote discrimination based on race or otherwise;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will use the Santander Developer Portal and Open API at all times in compliance with applicable law; </span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">Except to the extent expressly permitted under this Agreement, you will not attempt to copy, modify, duplicate, create derivative works from, frame, mirror, republish, download, display, transmit, or distribute all or any portion of the Open API;.</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not attempt to reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the Open API;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not infringe any intellectual property right of any other person; and</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not upload personal data or include data that you do not have consent to upload.</span></span></li></ol><p class="MsoNoSpacing" style="text-align:justify; margin-bottom:10px"> </p><h4 style="text-align:justify; margin-bottom:11px;"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>13. Our responsibility for loss or damage suffered by you</u></b></span></span></span></h4><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.1 Nothing in this Agreement excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.2 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:</span></span></span></span></span></span></p><ol><li style="margin-bottom: 10px; text-align: justify;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">your use of, or inability to use, the Santander Developer Portal; or </span></span></span></span></span></span></li><li style="margin-bottom: 10px; text-align: justify;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">your use of or reliance on any content accessed through the Open API.</span></span></span></span></span></span></li></ol><p style="text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.3 We will not be liable for (in each case, whether arising directly or indirectly):</span></span></span></span></span></span></p><ol><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of profits, sales, business, or revenue;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121"> business interruption;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss or corruption of data;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of anticipated savings;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of business opportunity, goodwill or reputation, nor will we be liable for any indirect or consequential loss or damage.</span></span></span></span></span></span></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.4 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer, computer programs, data or other proprietary material due to your use of the Open API or to your access of the Santander Developer Portal.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.5 Subject to the foregoing, Santander’s total aggregate liability, whether in contract, tort (including negligence and breach of statutory duty, howsoever arising), misrepresentation (whether negligent or innocent), restitution or otherwise, arising under or in connection with this Agreement shall be limited to £250.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="14"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>How we use your personal information </u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">We will only use your personal information as set out in our privacy statement referred to above in the opening paragraphs. You may only use simulated, anonymous, non-live data when testing in the Santander Developer Portal. You may not use real customer data or real transactions and you shall be solely responsible for all liability and loses associated with failure to comply with such prohibition. </span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="15"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u><span style="color:black">Our trademark is registered</span></u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Santander and the flame logo are registered trademarks. You shall not use any trade mark, trade name or other identifying logo of Santander or its affiliates in any manner or for any purpose without our written consent. You may not imply or represent that you or any product you develop through using the Open API and/or the Santander Developer Portal is in any way connected to Santander, or otherwise refer to the Santander name or associated trade mark(s) in connection with your Contribution or otherwise, without our prior written consent.</span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="16"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Breach of this Agreement</u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Failure to comply with this Agreement entitles us, without prejudice to other rights in this Agreement to withdraw or suspend use of the Santander Developer Portal and/or Open API. In addition, we may, take all or any of the following actions and the actions we may take are not limited to those described below, and we may take any other action we reasonably deem appropriate:</span></span></span></span></span></p><ol><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Immediate, temporary or permanent withdrawal of your right to use the </span>Santander Developer Portal;</span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Immediate, temporary or permanent removal of right to use the Open API;</span></span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Any legal action against you that we deem appropriate; and</span></span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.</span></span></span></span></span></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">We may exercise these rights to suspend or terminate immediate, or at any point in our sole discretion, without notice. </span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="17"><li style="text-align:justify; margin-bottom:10px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Which countries Laws apply to any dispute (Governing Law)</u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales and you and we irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims). </span></span></span></span></span></p>
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<h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Agreement for the Santander Developer Portal </u></b></span></span></span></h4>
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<h3 style="text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><b><span style="font-size:10.0pt"><span style="font-family:"Times New Roman",serif"><span style="color:black">PLEASE READ THESE TERMS CAREFULLY BEFORE REGISTERING TO ACCESS THE SANTANDER DEVELOPER PORTAL</span></span></span></b><b><span style="font-size:10.0pt"><span style="font-family:"Times New Roman",serif"><span style="color:black">. THEY FORM A LEGALLY BINDING AGREEMENT BETWEEN YOU AND US.</span></span></span></b></span></span></span></span></h3><p style="text-align: justify; margin-bottom: 11px;"> </p><p style="text-align: justify; margin-bottom: 11px;"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">These terms of use explain how you may access and use the Santander’s open application programme interface (“<b>Open API</b>”) via our developer portal (known hereafter as the <b>“Santander Developer Portal”</b>) for developing products to allow you to provide account information and payment initiation services in accordance with the Payment Services Directive 2017 (“<b>PSD2</b>”).</span></span></span></p><p style="text-align:justify; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">The terms set out below and in the privacy statement at <b><a href="https://developer.santander.co.uk/sanuk/external/privacy" style="color:#fc4c02; text-decoration:none">https://developer.santander.co.uk/sanuk/external/privacy</a></b> (together the “<b>Agreement</b>”) are effective as of the date you (“<b>you</b>”) click to accept this Agreement (the "<b>Effective Date</b>"). If you are accepting in this way, you represent and warrant that: (i) you are 18 years of age or older; (ii) you have full legal authority to enter into this Agreement; (iii) you have read and understand this Agreement; (iv) you understand the Open API and Santander Developer Portal are for business use by developers and are not targeted at consumers; and (v) you agree to the terms of this Agreement. Otherwise, please do not click to accept. This Agreement govern your access to and use of the Open API and the Santander Developer Portal<span style="line-height:107%"><span style="color:black">. You are also responsible for ensuring that all corporate or natural persons who use the Open APIs and access the Santander Developer Portal through your internet connection are aware of the terms of this Agreement and other applicable terms and conditions, and that they comply with them</span></span><span style="font-size:10.0pt"><span style="line-height:107%"><span style="font-family:serif"><span style="color:black">.</span></span></span></span></span></span></span></p><p style="text-align:justify; margin-bottom:11px"> </p><ol><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Who we are and how to contact us</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">In this Agreement, “Santander” or “we”, means Santander UK plc, registered in England and Wales under company number 2294747. Our registered offices are located at 2 Triton Square, Regent’s Place, London, NW1 3AN. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="2"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We may make changes to this Agreement</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We may make amendments to this Agreement from time to time and you agree to be bound by such amendments. Every time you wish to use the Santander Developer Portal, you agree to check this Agreement to ensure you understand the terms that apply at that time. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="3"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We may make changes to the Open API </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We may in our sole discretion make updates and modifications to the Open API. We may notify you of specific modifications to the Open API, including new versions, by posting information regarding those modifications on the Santander Developer Portal. A modification is deemed accepted by you when you use the revised Open API or when you next login to the Santander Developer Portal (whichever is earlier) after the modification has been made. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="4"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Suspension of Services </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">The Open API and Santander Developer Portal are made available free of charge. We do not guarantee that the Open API and Santander Developer Portal, will always be available or be uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of it at any time for business, operational, or any other reason. We will try to give you reasonable notice of any suspension or withdrawal. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="5"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>You must keep your account and contact email details safe</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any term of this Agreement, or if you use the Open API or the Santander Developer Portal in any way that causes or may cause harm to Santander or another person, or for any other reason we deem appropriate, at our sole discretion. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at <b><a href="mailto:openbankingAPI@santander.co.uk">openbankingAPI@santander.co.uk</a></b>. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="6"><li style="text-align:justify"><h4><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><b><u>How you may use material in the Santander Developer Portal</u></b></span></span></span></span></h4></li></ol><p style="margin-left: 72px; text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">We or our licensors are the owner of all copyright and other intellectual property rights of the Open API. We reserve all rights in and to both the open API and Santander Developer Portal. You must not place or create any liens, claims or encumbrances on the Santander Developer Portal or Open API. </span></span></span></span></span></span></p><p> </p><ol start="7"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Open API Licence </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Subject to this Agreement, we grant you a non-exclusive, royalty free, non-sub-licensable, revocable licence to use the Open API and Santander Developer Portal for the sole purpose of: (a) accessing and logging into the Open Bank API Exchange; and (b) using the Open APIs to develop and test applications (the <b>“Open API Licence”</b>). </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Except as permitted under your API Licence, you cannot (and shall not permit any third party to) copy, adapt, reverse engineer, decompile, disassemble, modify, adapt or make error corrections to the Santander Developer Portal and/or Open API in whole or in part. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="8"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Permitted Use</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Payment account information accessed in accordance with clause 7 of this Agreement can be reviewed as frequently as reasonably required, without the customer being present, provided you have agreed this with the customer.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="9"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Premium APIs </u></b></span></span></span></h4></li></ol><p style="margin-left: 72px; text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Santander reserves the right to introduce future API’s beyond the functionality of the Open API (a “Premium API”). Charges and access for these Premium API’s are not covered under this Agreement and will form the basis for future commercial discussions between the parties. </span></span></span></span></span></span></p><p> </p><ol start="10"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>No warranties, no back up and no responsibility for your use of the Open API or the Santander Developer Portal </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">Except as expressly set out in this Agreement, Santander makes no warranties or assurances about the Open API or Santander Developer Portal. For example, we do not make any commitments about their reliability, availability, or ability to meet your needs or that they are free from errors or omissions. We provide the Open API and Santander Developer Portal “as-is” and you use it at your own risk. To the extent permitted by law, we exclude all warranties, guarantees, conditions, representations, and undertakings. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="11"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>We are not responsible for websites we link to</u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">When the Santander Developer Portal contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you obtain from them. We have no control over the contents of those sites or resources. </span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="12"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Your commitment to Santander </u></b></span></span></span></h4></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121"> You warrant and represent that:</span></span></span></span></span></span></p><ol><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">All information provided does not contain viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">All information you give us in connection with your access to the Santander Developer Portal and Open API is accurate, correct and up-to-date; </span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not be defamatory of any person;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not promote discrimination based on race or otherwise;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will use the Santander Developer Portal and Open API at all times in compliance with applicable law; </span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">Except to the extent expressly permitted under this Agreement, you will not attempt to copy, modify, duplicate, create derivative works from, frame, mirror, republish, download, display, transmit, or distribute all or any portion of the Open API;.</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not attempt to reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the Open API;</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not infringe any intellectual property right of any other person; and</span></span></li><li class="MsoNoSpacing" style="text-align: justify; margin-bottom: 10px;"><span style="font-size:11pt"><span style="font-family:Calibri,sans-serif">You will not upload personal data or include data that you do not have consent to upload.</span></span></li></ol><p class="MsoNoSpacing" style="text-align:justify; margin-bottom:10px"> </p><h4 style="text-align:justify; margin-bottom:11px;"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>13. Our responsibility for loss or damage suffered by you</u></b></span></span></span></h4><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.1 Nothing in this Agreement excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.2 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:</span></span></span></span></span></span></p><ol><li style="margin-bottom: 10px; text-align: justify;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">your use of, or inability to use, the Santander Developer Portal; or </span></span></span></span></span></span></li><li style="margin-bottom: 10px; text-align: justify;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">your use of or reliance on any content accessed through the Open API.</span></span></span></span></span></span></li></ol><p style="text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.3 We will not be liable for (in each case, whether arising directly or indirectly):</span></span></span></span></span></span></p><ol><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of profits, sales, business, or revenue;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121"> business interruption;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss or corruption of data;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of anticipated savings;</span></span></span></span></span></span></li><li style="text-align: justify; margin-bottom: 10px;"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">loss of business opportunity, goodwill or reputation, nor will we be liable for any indirect or consequential loss or damage.</span></span></span></span></span></span></li></ol><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.4 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer, computer programs, data or other proprietary material due to your use of the Open API or to your access of the Santander Developer Portal.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"><span style="font-size:12pt"><span style="background:white"><span style="font-family:"Times New Roman",serif"><span style="font-size:11.0pt"><span style="font-family:"Calibri",sans-serif"><span style="color:#212121">13.5 Subject to the foregoing, Santander’s total aggregate liability, whether in contract, tort (including negligence and breach of statutory duty, howsoever arising), misrepresentation (whether negligent or innocent), restitution or otherwise, arising under or in connection with this Agreement shall be limited to £250.</span></span></span></span></span></span></p><p style="margin-left:72px; text-align:justify; margin-bottom:10px"> </p><ol start="14"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>How we use your personal information </u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">We will only use your personal information as set out in our privacy statement referred to above in the opening paragraphs. You may only use simulated, anonymous, non-live data when testing in the Santander Developer Portal. You may not use real customer data or real transactions and you shall be solely responsible for all liability and loses associated with failure to comply with such prohibition. </span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="15"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u><span style="color:black">Our trademark is registered</span></u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Santander and the flame logo are registered trademarks. You shall not use any trade mark, trade name or other identifying logo of Santander or its affiliates in any manner or for any purpose without our written consent. You may not imply or represent that you or any product you develop through using the Open API and/or the Santander Developer Portal is in any way connected to Santander, or otherwise refer to the Santander name or associated trade mark(s) in connection with your Contribution or otherwise, without our prior written consent.</span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="16"><li style="text-align:justify; margin-bottom:11px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Breach of this Agreement</u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Failure to comply with this Agreement entitles us, without prejudice to other rights in this Agreement to withdraw or suspend use of the Santander Developer Portal and/or Open API. In addition, we may, take all or any of the following actions and the actions we may take are not limited to those described below, and we may take any other action we reasonably deem appropriate:</span></span></span></span></span></p><ol><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Immediate, temporary or permanent withdrawal of your right to use the </span>Santander Developer Portal;</span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Immediate, temporary or permanent removal of right to use the Open API;</span></span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Any legal action against you that we deem appropriate; and</span></span></span></span></span></li><li style="margin-bottom: 8px; text-align: justify;"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.</span></span></span></span></span></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">We may exercise these rights to suspend or terminate immediate, or at any point in our sole discretion, without notice. </span></span></span></span></span></p><p style="margin-bottom:8px; margin-left:72px; text-align:justify"> </p><ol start="17"><li style="text-align:justify; margin-bottom:10px"><h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Which countries Laws apply to any dispute (Governing Law)</u></b></span></span></span></h4></li></ol><p style="margin-bottom:8px; margin-left:72px; text-align:justify"><span style="font-size:11pt"><span style="line-height:normal"><span style="text-autospace:none"><span style="font-family:Calibri,sans-serif"><span style="color:black">This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales and you and we irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims). </span></span></span></span></span></p>
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safe_summary (String, 194 characters ) <h4><span style="font-size:11pt"><span style="l...
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<h4><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif"><b><u>Agreement for the Santander Developer Portal </u></b></span></span></span></h4>
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title_field (Array, 1 element)
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en (Array, 1 element)
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0 (Array, 3 elements)
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value (String, 12 characters ) Terms of Use
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format (NULL)
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safe_value (String, 12 characters ) Terms of Use
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-
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field_content_approval (Array, 0 elements)
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translations (Object) stdClass
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original (String, 2 characters ) en
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data (Array, 1 element)
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en (Array, 10 elements)
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entity_type (String, 4 characters ) node
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entity_id (String, 4 characters ) 3129
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revision_id (String, 4 characters ) 5766
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language (String, 2 characters ) en
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source (String, 0 characters )
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uid (String, 3 characters ) 413
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status (String, 1 characters ) 1
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translate (String, 1 characters ) 0
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created (String, 10 characters ) 1625224614
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changed (String, 10 characters ) 1625224614
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-
-
title_original (String, 12 characters ) Terms of Use
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entity_translation_handler_id (String, 23 characters ) node-page-eid-3129-5766
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_drafty_revision_requested (String, 18 characters ) FIELD_LOAD_CURRENT
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metatags (Array, 1 element)
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rdf_mapping (Array, 9 elements)
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rdftype (Array, 1 element)
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0 (String, 13 characters ) foaf:Document
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title (Array, 1 element)
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predicates (Array, 1 element)
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0 (String, 8 characters ) dc:title
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created (Array, 3 elements)
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predicates (Array, 2 elements)
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datatype (String, 12 characters ) xsd:dateTime
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callback (String, 12 characters ) date_iso8601 | (Callback) date_iso8601();
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changed (Array, 3 elements)
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predicates (Array, 1 element)
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0 (String, 11 characters ) dc:modified
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datatype (String, 12 characters ) xsd:dateTime
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callback (String, 12 characters ) date_iso8601 | (Callback) date_iso8601();
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body (Array, 1 element)
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predicates (Array, 1 element)
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0 (String, 15 characters ) content:encoded
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uid (Array, 2 elements)
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predicates (Array, 1 element)
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0 (String, 16 characters ) sioc:has_creator
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type (String, 3 characters ) rel
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name (Array, 1 element)
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predicates (Array, 1 element)
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0 (String, 9 characters ) foaf:name
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comment_count (Array, 2 elements)
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predicates (Array, 1 element)
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0 (String, 16 characters ) sioc:num_replies
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datatype (String, 11 characters ) xsd:integer
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last_activity (Array, 3 elements)
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predicates (Array, 1 element)
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0 (String, 23 characters ) sioc:last_activity_date
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datatype (String, 12 characters ) xsd:dateTime
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callback (String, 12 characters ) date_iso8601 | (Callback) date_iso8601();
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path (Array, 5 elements)
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cid (String, 1 characters ) 0
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last_comment_timestamp (String, 10 characters ) 1625224614
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last_comment_name (NULL)
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last_comment_uid (String, 3 characters ) 413
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comment_count (String, 1 characters ) 0
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notifications_status (String, 1 characters ) 1
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name (String, 12 characters ) bosun.sadare
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picture (String, 1 characters ) 0
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data (String, 72 characters ) a:2:{s:9:"oidc_name";s:12:"bosun.sadare";s:18:"...
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a:2:{s:9:"oidc_name";s:12:"bosun.sadare";s:18:"htmlmail_plaintext";i:0;}
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workbench_moderation (Array, 3 elements)
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current (Object) stdClass
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hid (String, 4 characters ) 1154
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vid (String, 4 characters ) 5766
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nid (String, 4 characters ) 3129
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from_state (String, 5 characters ) draft
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state (String, 9 characters ) published
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uid (String, 3 characters ) 413
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stamp (String, 10 characters ) 1625224614
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published (String, 1 characters ) 1
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is_current (Integer) 1
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title (String, 12 characters ) Terms of Use
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timestamp (String, 10 characters ) 1625224614
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published (Object) stdClass
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∞ (Recursion)
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my_revision (Object) stdClass
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∞ (Recursion)
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Krumo version 0.2.1a
| http://krumo.sourceforge.net/var/aegir/platforms/devportal-7.x-5.0.8.4-iFix-20181022-1244/includes/menu.inc
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